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Everyday Math

Commute Cost Calculator

Free commute cost calculator. Calculate daily, monthly, and annual work commuting expenses based on distance, gas mileage (MPG), fuel prices, tolls, and maintenance.

What does this drive to work actually cost per month?

Gas is miles × days × (price ÷ MPG). Many people forget parking, tolls, and a wear rate (IRS standard mileage is a proxy, not your true depreciation). This page stacks those so “it’s only $4 of gas” is not the whole story.

Compare to other options

Transit passes and WFH days change the math more than shaving 2 MPG. Use trip MPG if you only have a tank of data, and hourly wage if you want cost as hours of work.

Frequently Asked Questions

How much does a 20-mile work commute cost per month?
A 20-mile one-way commute (40 miles round trip per day) at 28 MPG and $3.50/gallon costs approximately **$100 per month in gas alone** (for 20 work days). Factoring in vehicle wear and tear (oil, tires, maintenance at ~$0.15/mile), the total true cost is approximately **$220 per month** ($2,640 per year).
How do I calculate cost per mile for my commute?
Formula: **Cost per Mile = (Gas Price ÷ MPG) + Maintenance Allowance per Mile**. For example, with $3.50 gas and 25 MPG, gas is $0.14/mile. Adding a standard $0.15/mile for maintenance and tire wear equals **$0.29 per mile**.
What is the average annual cost of commuting to work?
According to the US Bureau of Transportation Statistics and AAA, the average American worker commutes roughly 15 miles each way and spends between **$3,000 and $5,500 annually** on fuel, vehicle depreciation, maintenance, tolls, and parking.
Does commuting cost include insurance and car payments?
This calculator focuses on variable operating costs (gas, oil, tire wear, brakes, tolls) incurred directly from driving to work. Fixed overhead costs like annual auto insurance and loan payments exist regardless of daily mileage, though heavy commuting can increase insurance premiums.

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About these results: Figures are for planning only. Confirm anything you will buy, bill, or submit (materials, payroll, medical screening) against the label, a quote, or a professional.