Unity Small Finance Bank FD Rates

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Unity Small Finance Bank is a new-age digital bank that offers a wide range of banking products and services to individuals and small businesses. The bank was established in 2009 as the “Unity Cooperative Bank Limited” and later converted into a small finance bank in 2017. It is headquartered in Bengaluru, Karnataka, and operates through a network of branches and ATMs across India.

Interest Rates: 4.5% to 9.5%Time Period: 7 Days to 10 Years
Minimum Deposit Amount: 1000 INRInterest Payout Frequency: Monthly, Quarterly or on maturity
TenureInterest Rates(General Public)Interest Rates (Senior Citizens)
7 – 14 Days4.50%4.50%
15 – 45 Days4.75%4.75%
46 – 60 Days5.25%5.75%
61 – 90 Days5.50%6.00%
91 – 164 Days5.75%6.25%
165 Days – 6 Months5.75%6.25%
>6 Months – 201 Days8.75%9.25%
202 – 364 Days6.75%7.25%
1 Year7.35%7.85%
1 Year 1 Day7.35%7.85%
1Year 1 day – 500 days7.35%7.85%
501 Days8.75%9.25%
502 Days – 18 Months7.35%7.85%
18 Months – 700 Days7.40%7.90%
701 Days8.95%9.45%
702 Days – 1000 Days7.40%7.90%
1001 Days9.00%9.50%
1002 Days – 3 Years7.65%8.15%
>3 Years – 5 Years7.65%8.15%
>5 Years- 10 Years7.00%7.50%
To get better estimation about interest payouts, use unity fd calculator