Jana Small Finance Bank Personal Loan EMI Calculator


Amortization Table

Month Principal Interest Balance

Key Benefits:

Loan Amount:

  • Minimum: INR 30,000
  • Maximum: INR 1 lakh

Salient Features:

  • No collaterals required
  • Swift loan disbursement into your account
  • Convenient collections through NACH (National Automated Clearing House)

Attractive Interest Rates:

  • Enjoy best-in-class interest rates
  • Rates ranging from a minimum of 9.25% to a maximum of 28%

Eligibility Criteria:

  • Existing customers of Jana Small Finance Bank with a minimum tenure of 12 months
  • Successfully running the business for the last 2 years

How to Apply:

  1. Visit the nearest Jana Small Finance Bank branch, where our Relationship Manager will guide you through the application process.
  2. Contact us, and our Customer Care Executive will schedule a service appointment with our Relationship Manager to assist you with the application.

Required Documents:

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, submit Form 60 along with one of the following Officially Valid Documents (OVDs):
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any valid KYC document
    • Utility bill (not more than 60 days old)