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Key Benefits:
Loan Amount:
- Minimum: INR 30,000
- Maximum: INR 1 lakh
Salient Features:
- No collaterals required
- Swift loan disbursement into your account
- Convenient collections through NACH (National Automated Clearing House)
Attractive Interest Rates:
- Enjoy best-in-class interest rates
- Rates ranging from a minimum of 9.25% to a maximum of 28%
Eligibility Criteria:
- Existing customers of Jana Small Finance Bank with a minimum tenure of 12 months
- Successfully running the business for the last 2 years
How to Apply:
- Visit the nearest Jana Small Finance Bank branch, where our Relationship Manager will guide you through the application process.
- Contact us, and our Customer Care Executive will schedule a service appointment with our Relationship Manager to assist you with the application.
Required Documents:
- Primary ID: Aadhaar
- Secondary ID: PAN card / Form 60
- In case of non-availability of PAN card, submit Form 60 along with one of the following Officially Valid Documents (OVDs):
- Passport
- Voter ID card
- Driving licence
- NREGA (National Rural Employment Guarantee Act)
- Letter issued by National Population Register containing details of name and address
- Residence Proof:
- Any valid KYC document
- Utility bill (not more than 60 days old)